We had a major win for our client!

We had a major win for our client!

Property insurer reverses decision in our client’s favour. When an insurance claim is being assessed, the insurer will ask  “What percentage of Input Tax Credit (ITC) do you claim?”  For most businesses registered for GST, the answer is 100%. Fire partially...
La Niña watch. Is your building prepared for a wet summer?

La Niña watch. Is your building prepared for a wet summer?

If an insurance claim is rejected, the insurer may have made a mistake, what can you do?  Recently one of our clients lodged a claim for storm damage that caused water to enter their building through the roof. That claim was rejected. When a claim is rejected by an...
Business Interruption Insurance and COVID-19

Business Interruption Insurance and COVID-19

Latest developments in Business Interruption claims & COVID-19.  Business Interruption Insurance in relation to closures and losses during COVID-19 has been a contentious issue and we have been keeping a close eye on current developments The validity of exclusions...
5 items often overlooked valuing your wardrobe

5 items often overlooked valuing your wardrobe

Wardrobe items tend to be routinely overlooked and undervalued.  For contents insurance of $400,000 we expect to have around$80,000-$100,000 of cover for clothing. For those with a dedicated interest in clothing, these figures can be significantly more. Five items not...
Covid-19. Vacant premises & insurance implications.

Covid-19. Vacant premises & insurance implications.

Vacant Premises Implications for Business Insurance Policies during Covid-19.  As brokers, we deal with multiple insurers and multiple policy wordings.  Therefore by necessity this summary is broad, and deals with the overarching issue but may not be the exact...