NSW was battered by wild weather for more than three days, with the damage prompting the Insurance Council of Australia to declare the event a catastrophe.

State Emergency Services received almost 18000 calls for assistance, with severe weather warnings remaining in place for several days throughout the Hunter and Illawarra region. Over 200,000 homes were without power for several days.

The storm resulted in nearly 120,000 claims, totalling over $800m worth of damage. After more storms hit Sydney, northern NSW and south-east Queensland later in the week, the damage bill reached $1.55bn.

Large hailstones pummelled Sydney, bringing down five industrial buildings in the west of the city, as residents worst affected by the deadly storms were warned to expect more flash flooding and damaging winds.

Superintendent Paul Johnstone said specialists had inspected the buildings to see the extent of the damage.
“Our crews will be taking these rapid damage assessments overnight,” he said.

“The five major building collapses will all have exclusion zones around them and no-one will be working in those buildings. They will be inspected by the insurance companies etc as to what the next steps will be for the owners.”

After an Anzac Day on which thousands of people lined city streets under blue skies, social media sites lit up as Sydneysiders battled through water several feet deep in some places, and returned home to gardens blanketed by large hailstones and sleet.

The bad weather halted play for half an hour at the Allianz Stadium clash between the Sydney Roosters and St George Illawarra, and the field at Parramatta Stadium was covered with hailstones before the A-League match between Western Sydney Wanderers and Perth Glory.

Insurers were standing by to assist policyholders and steer them through the claims process.

How Logan Insurance can help you :
Unfortunately, bad things do happen. Natural disasters in the past have left many businesses in complete and utter ruin. You can’t control Mother Nature, but you can protect your business from her fury. Fire and perils insurance protects your property against fires, storms and other natural disasters, which can hurt or even destroy your business.

Residential and commercial property owners can insure against damage to the property. It can include a residential landlord’s policy, commercial business insurance policy and Industrial Special Risk insurance. Property owners public liability cover is also necessary along with rent loss.
A Business Insurance package policy is one of the best (and most economical) ways to insure your business against various perils that can cause financial loss to your business. The typical business insurance package may include sections that cover your property against fire and perils, business interruption, accidental damage, burglary, theft of cash, public and products liability, breakdown and other classes of insurance.

No two people have the exact same needs. This is why we offer a range of products to suit the specific needs of a wide variety of people. Call us on 1300 787 789 to apply.

About Flooding

How does a flood happen?
Any place where rain falls is vulnerable, although rain is not the only impetus for flood. A flood occurs when water overflows or inundates land that’s normally dry. This can happen in a multitude of ways. Most common is when rivers or streams overflow their banks.

What is a flood?
Another, more comprehensive definition of a flood is: A general and temporary condition of partial or complete inundation of normally dry land areas from overflow of inland or tidal waters from the unusual and rapid accumulation or runoff of surface waters from any source.

Why does a flood occur?
Flooding occurs most commonly from heavy rainfall when natural watercourses do not have the capacity to convey excess water. However, floods are not always caused by heavy rainfall.

How do flash floods occur?
Flash floods occur within a few minutes or hours of excessive rainfall, a dam or levee failure, or sudden release of water held by an ice jam.Flash floods can roll boulders, tear out trees, destroy buildings and bridges, and scour out new channels. Rapidly rising water can reach heights of 30 feet or more.


About the Author

Logan Insurance Brokers are based in Sydney and insure customers in New South Wales, Queensland, Victoria and South Australia. We offer quotes and comparisons in NSW, VIC, SA, QLD with annual reviews of definitions and costs.

Our major Insurers
Allianz Insurance, CGU, Chubb Insurance, Lawsons, Liberty, Lumleys, QBE, Vero, UAA, Zurich Insurance