As we enter into the second week of heavy rain,  the situation has significantly worsened along the East Coast of Australia – particularly in Northern NSW and South East Queensland. We send our sincerest wishes and hope that all effected are keeping safe. 

The magnitude of the current situation makes physical safety of the communities the absolute priority. There is a co-operative response underway from the relevant governments to ensure life-saving services are deployed and prioritised.   

Insurers are also preparing for the immediate and ongoing needs for customers, and are mobilising assessors, builders and other service providers to the affected areas.  

We have already received multiple claims over the past week and there are sure to be more.
We will do everything we can to work with the insurers, assessors and trades to assist with any claims you make. 

For our customers who have home, motor or business insurance policies, and are experiencing damaging rains but are not in a life threatening situation, there are steps you can take so we can start assisting you.

 Please note these important points.

  • Contact us immediately if you require temporary accommodation
  • Obtain make safe repairs when possible and IF SAFE TO DO SO
  • Photograph and video any damage, and any obvious points of water entry and damage to property.  If the water has damaged a large amount of your contents and/or stock, an assessor will be appointed to do the full documentation, so photographic overview is enough for you to start with 
  • If trees are threatening to cause damage to your property, we may be able to get assistance from your insurer to have them removed
  • Broken glass can be repaired immediately by a reputable glass repairer.  There is no need to get insurer approval to get this underway
  • Food spoilage – if your fridge contents are spoiled, or are likely to be spoiled, photograph now and make an inventory as soon as possible
  • If temporary power is required, hiring or obtaining a generator is likely to be covered under your policy

Flood

  • Not all policies exclude flood and not every water inundation into a home or a business is considered a flood
  • If your property does have water coming in from the ground level, regardless of whether or not you have flood exclusion under your policy, make sure to document any water that may also be entering the property from the roof/ceiling/damaged windows etc.   

We have already received multiple claims over the past week and there are sure to be more.
We will do everything we can to work with the insurers, assessors and trades to assist with any claims you make. 

 

 To lodge any claim – large or small

Contact us on 1300 787 789 or
claims@loganinsurance.com.au

We want you to understand our role and how we can support your business to choose the right insurance, save you money and disappointment when making claims. Andrew and Monique Logan

 

As confusion continues over the COVID-19 pandemic and what is covered,
Logans offer complimentary cover reviews for new and existing clients.

Logan Insurance | Client Stories

 

We have created short videos to introduce our client stories

Betta Home Living

On New Years eve 2020, Betta Home Living in Bateman’s Bay was totally destroyed by bush fire.
Adequate property insurance meant our clients could be swiftly compensated for the loss.

Bitton

Bitton was founded in Alexandria, Sydney in 2000. Since then, David and wife Sohani have launched a product range of the same name, a small business consultancy, Bitton Consulting and a second café,
Bitton Oatley. A third café is opening in Rose Bay in Jan 2020.

Boob Loob
BOOB LOOB is one of our newest clients. Their product encourages women to perform breast checks that are easy and effortless. Boob Loob is designed for women to put their mind at ease without changing their daily routine. Proudly made in Australia and every bottle purchased online means $1 dollar donated to the McGrath Foundation.

At Logans we provide cover for businesses of all types.

While they are all different in their insurance needs, Betta Home Living, Bitton and Boob Loob
all have extensive cover placed through Logan Insurance Brokers. Cover for these clients includes Public Liability, Business Interruption, Transit, Product Liability,
Theft, Fire, Machinery Breakdown and Food Spoilage.

Our clients have saved $100’s a year by combining and customising their business cover.

Our business is to know your business. Logans will always provide options for the best available cover for your business. That way disappointment is avoided when it comes to making a claim.

 If you would like to see how Logans can help your business, please use the link below.

A good insurance broker will ask relevant questions and seek to keep up to date on your business needs. They will also keep up their education in new products and cover in the market, ensuring you have the broadest choices available to you.