Life Risk Insurance
Unfortunately, bad things do happen. Life risk insurance products provide you and those who you care about most with financial protection should an unforeseen event prevent you from earning an income. No two people have the exact same needs. This is why we offer a range of products to suit the specific needs of a wide variety of people.
Term Life Insurance/Key Man Insurance: Financial protection to those who depend on you in the unfortunate event of death. It’s the one part of life that absolutely no one in the world can avoid. But you can protect the best interests of your family and others who depend on you.
Disability Income Protection
Accidents that happen outside of the workplace can be devastating not only physically, but financially too. Have you ever thought about the effects on yourself or your family if an accident prevented you from going to work? Disability income protection provides income compensation if an unfortunate accident prevents you from working.
This provides you with a lump sum payment in the unfortunate event that you are diagnosed with a serious or life threatening sickness. Trauma insurance is typically used as a means to cover bills from treatment and rehabilitation and should not be viewed as an alternative to income protection.
Business Expense Insurance
Tailored specifically to the needs of entrepreneurs. What would happen to your business if you were prevented from running it due to sickness or injury? Don’t let your business go under while you are unable to work. Business expense insurance covers a range of costs including bills, staff incomes, and replacement employees that may need to step in whilst you’re recovering.
Whether you’re an entrepreneur, home-owner, driver or just someone who wants to look after the best interests of yourself and your family, we have insurance to keep you covered.